ABOUT FINANCIAL LIFELAB

Personalized Financial Guidance

A Focus on You

Designing strategies to reflect your goals, and livelihood.

The name “Financial LifeLab” reflects our philosophy: your finances aren’t an experiment, but they deserve thoughtful analysis and continual refinement. We blend disciplined financial science with human understanding to create personalized financial strategies. 

Our Key Values

  • Integrity – Always act in your best interest.
  • Clarity – Simplify the complex decisions.
  • Empathy – Understand your priorities and life stage.
  • Excellence – Maintain the highest professional standards.
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  • Professional Credentials

    Ricky earned an executive education from the Yale School of Management and holds the CIMA, CFP, and AIF designations, underscoring his commitment to rigorous financial standards and fiduciary responsibility.


    Ricky launched his career at Edward Jones, contributed to Capital Group American Funds, and now leverages his deep industry experience to deliver personalized wealth management as an independent advisor.

  • Inspired by Family

    Ricky’s dedication to client success traces back to his grandfather, who spent 35 years building Alaska’s pipeline. Through a partnership with a trusted financial advisor, his grandfather achieved early retirement—a milestone that ignited Ricky’s mission to help others secure lasting financial freedom.

  • Personal Life

    Outside of the ofice, Ricky enjoys spending time with his wife, May, and son, Sora. Whether cheering on the sidelines at youth sports or exploring Minnesota’s lakes, he brings the same teamwork and coaching spirit to family life that he applies to guiding clients.

MEET YOUR Financial Advisor

Ricky Martin

Richard Martin is the founder and financial advisor at Martin Financial, operating as Financial LifeLab in Fridley, Minnesota. A former college football player at the University of Pikeville, he dual-majored in accounting and criminal justice.

 

Richard earned an executive education from the Yale School of Management and holds the CIMA®, CFP®, and AIF® designations, underscoring his commitment to rigorous financial standards and fiduciary responsibility.

 

Richard’s dedication to client success traces back to his grandfather, who spent 35 years building Alaska’s pipeline. Through a partnership with a trusted financial advisor, his grandfather achieved early retirement— a milestone that ignited Richard’s mission to help others secure lasting financial freedom.

 

Outside of the office, Richard enjoys spending time with his wife, May, and son, Sora. Whether cheering on the sidelines at youth sports or exploring Minnesota’s lakes, he brings the same teamwork and coaching spirit to family life that he applies to guiding clients.

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At Financial LifeLab, we combine analytical specialities with empathetic communication to empower clients in navigating complex financial journeys and achieving their personal and professional goals.

Common FAQs

Planning With Confidence

  • What does a financial advisor do?

    A financial advisor provides expert guidance to help you manage investments, plan for retirement, minimize taxes, and prepare for major life changes.

  • How is Financial LifeLab different?

    We’re a fiduciary firm based in Fridley—meaning we’re required to act in your best interest. As an independent advisor, we provide unbiased recommendations and ongoing personal attention.

  • What happens in a consultation?

    It’s simple: a 15- or 30-minute conversation about your priorities. We’ll answer your questions, explain our approach, and help you decide whether we’re the right fit—no sales pitch, no pressure.